Implementasi Pendidikan Finansial Sejak Dini Melalui Pengelolaan Uang THR
DOI:
https://doi.org/10.53363/bw.v2i2.318Keywords:
Education; Financial; THR money, Pendidikan ; Finansial ; Uang THRAbstract
This community service aims to train and implement financial education from an early age through the management of Holiday Allowances (THR) for children in Sukasetia Village. The method used is collaboration with participators involving a series of interactive activities such as educational games, financial simulations and discussions. The results of community service activities show that direct and practical financial education has succeeded in improving children's financial understanding and behavior. Children are enthusiastic and happy in wanting to save, and can make wise financial management decisions. From the results of the briefing and simulation provided by the community service team, it is suggested that a contextual educational approach, involving the active participation of parents, is effective in developing children's financial literacy. The conclusion of this community service emphasizes the importance of financial education from an early age to prepare children to face economic challenges in the future. It is recommended that this financial education program be implemented more widely, especially in rural communities, to increase financial literacy nationally.
Downloads
References
Bandura, A. (1977). Social Learning Theory. Englewood Cliffs, NJ: Prentice Hall.
Danes, S. M., & Haberman, H. R. (2007). Teen financial knowledge, self-efficacy, and behavior: A gendered view. Journal of Financial Counseling and Planning, 18(2), 48-60.
Jorgensen, B. L., & Savla, J. (2010). Financial literacy of young adults: The importance of parental socialization. Journal of Family and Economic Issues, 31(2), 146-159.
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44.
Mandell, L., & Klein, L. S. (2009). The impact of financial literacy education on subsequent financial behavior. Journal of Financial Counseling and Planning, 20(1), 15-24.
Piaget, J. (1952). The Origins of Intelligence in Children. New York: International Universities Press.
Rahmawati, S., & Santoso, A. (2018). Tingkat literasi keuangan siswa sekolah dasar di daerah perkotaan dan pedesaan. Jurnal Ekonomi dan Pendidikan, 15(2), 89-102.
Santoso, A., & Nurjanah, N. (2019). Implementasi program pendidikan finansial di sekolah dasar: Studi kasus di Jakarta. Jurnal Pendidikan Keuangan, 10(1), 23-35.
Sherraden, M. S., Johnson, L., Guo, B., & Elliott, W. (2011). Financial capability in children: Effects of participation in a school-based financial education and savings program. Journal of Consumer Affairs, 45(1), 77-96.
Thaler, R. H., & Sunstein, C. R. (2008). Nudge: Improving Decisions about Health, Wealth, and Happiness. New Haven, CT: Yale University Press.
Walstad, W. B., Rebeck, K., & MacDonald, R. A. (2010). The effects of financial education on the financial knowledge of high school students. Journal of Economic Education, 41(3), 235-246.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2022 Euis Bandawaty, Sunaryo, Meindro, Heny Herawati, Sanjoyo, Farida Suldina

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.