Sosialiasasi Perlindungan Hukum bagi Pengguna Pinjaman Online

Authors

  • Wellyana Wellyana Universitas Muhammadiyah Bengkulu
  • Septina Lisdayanti Universitas Muhammadiyah Bengkulu
  • Muslih Hasibuan Universitas Muhammadiyah Bengkulu
  • Amnah Qurniati Universitas Muhammadiyah Bengkulu
  • Zulyan Zulyan Universitas Muhammadiyah Bengkulu

DOI:

https://doi.org/10.53363/bw.v2i2.95

Keywords:

Warga masyarakat, Pinjaman online, Community members, Online loans

Abstract

The rapid development of technology and entering the 5.0 era has a very big influence on human life in various fields. Financial Technology is the use of technology in the financial system that produces new products, services, technology, and or business models and can have an impact on monetary stability, financial system stability, and/or efficiency, smoothness, security, and reliability of the payment system. One form of fintech is Peer to peer lending, which is an information technology-based lending and borrowing service between Recipients and Lenders, or online mutual cooperation funding, also known as online loans. The rise and proliferation of online loan companies indirectly makes people more tempted because the procedures offered are so easy even though the online loan interest is much higher than the bank. In connection with this, it is important to hold coaching activities for these community members through socialization or counseling. Explaining the socialization of legal protection for online loan users

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References

Bank Indonesia. 2017. Peraturan Bank Indonesia Nomor 19/12/PBI/2017 tentang Penyelenggaraan Teknologi Finansial

Imam, Nofie. (2016). Financial Technology dan Lembaga Keuangan, Yogyakarta: Gathering Mitra Linkage Bank Syariah Mandiri.

Peraturan Otoritas Jasa Keuangan Nomor 77 /POJK.01/2016 Tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi. Republik Indonesia, 2016.

Prilliasari, E. (2019).Pentingnya Perlindungan Data Pribadi Dalam Transaksi Pinjaman Online. Majalah Hukum Nasional, 49(2), 1-27. DOI: https://doi.org/10.33331/mhn.v49i2.44.

Undang-Undang Nomor 21 Tahun 2011 Tentang Otoritas Jasa Keuangan. Republik Indonesia, 2011.

Undang-Undang Nomor 19 Tahun 2016 Tentang Perubahan Atas Undang-Undang Nomor 11 Tahun 2008 Tentang Informasi Dan Transaksi Elektronik. Republik Indonesia, 2016.

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Published

2022-08-30

How to Cite

Wellyana, W., Lisdayanti, S. ., Hasibuan, M. ., Qurniati, A. ., & Zulyan, Z. (2022). Sosialiasasi Perlindungan Hukum bagi Pengguna Pinjaman Online . Batara Wisnu : Indonesian Journal of Community Services, 2(2), 257–261. https://doi.org/10.53363/bw.v2i2.95

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